The Real Estate Settlement Procedures Act (RESPA) statement. This form, sometimes called a HUD 1 statement, itemizes all the costs associated with the closing. You’ll
need this for income tax purposes and when you sell the home.
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According to the U.S. Energy Information Administration
and the Safe Energy Communications Council , New Hampshire businesses and residents pay for some of the most expensive electricity in the country.
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While your opinions on the type of home you want to own may change during the homebuying process, use this easy checklist to help you prioritize and make the shopping process less time consuming.
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Getting ready to for a move has got to be one of the most stressful times in our lives. Follow these tips to make moving day less chaotic.
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If you're looking for a home in New Hampshire, you've
already made one good decision. According to Morgan
Quinto Press (headquartered in Lawrence, Kan.), New
Hampshire ranks high as one of the safest and most livable
places in the United States. According to its study, New
Hampshire is the second safest state, behind North Dakota,
and the fifth most-livable.
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As a Maine and New Hampshire Realtor I try to assist my clients with all phases of the home buying process. Perhaps the most confusing time for a homebuyer is at closing. It's easy to be intimidated by the myriad fees and an alphabet soup of terms. If, however, you understand what to expect at closing, you'll be better prepared to the prospect of buying a house.
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Has it ever been easier to get money to buy a house ... and yet more confounding? Television commercials want you to believe that lenders will compete for your business. You can’t surf the Internet without being assaulted with pop-up windows hawking low-interest mortgages. And online search engines promise to find you just the right loan for your needs. Surely, today’s homebuyers have more financing options than ever before.
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If only shopping for houses were as easy as shopping for
housewares, house plants, or a house coat. You could head
down to the big house store at the mall, window shop,
perhaps try a house or two on ... and then pay for it at the
cashier's desk.
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All New Hampshire and Maine lenders must provide potential
Seacoast home buyers an estimate of settlement costs on a
form that is entitled a "Good Faith Estimate". The Good
Faith Estimate or GFE outlines all of the charges a
mortgage lender will charge you, as a home purchaser, as
well as an estimate for attorney and title company fees.
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“Live Free or Die.” As New Hampshirites -- or wannabe New
Hampshirites -- we pride ourselves on our stubborn independence. But our state motto doesn’t always apply to our real estate purchases.
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Closing day has finally arrived and your real estate agent calls you to schedule a final walk thru. Your arrive at the house for your "Final Walk Thru" and you have no idea what you are suppose to be looking for...
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